Privacy Policy for B. Murphy Insurance Group
Effective Date: June 1, 2024
1. Introduction
Welcome to B. Murphy Insurance Group. We commit to protecting your privacy and ensuring the safe and responsible handling of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information.
2. Information We Collect
We may collect the following information:
- Personal Information: Name, address, phone number, email address, date of birth, social security number, driver’s license number, and other identifying information.
- Financial Information: Credit card number, bank account details, and other financial information necessary to provide insurance services.
- Health Information: Medical history, current medical conditions, and other health-related information required for certain types of insurance policies.
- Website Usage Information: IP address, browser type, operating system, referring URLs, pages viewed, and other usage data collected through cookies and similar technologies.
3. How We Use Your Information
We use your information for the following purposes:
- Provision of Services: To provide you with insurance products and services, process your applications, manage your policies, and handle claims.
- Communication: To communicate with you regarding your policy, claims, and other services we offer.
- Improvement: To improve our services, website functionality, and user experience.
- Compliance: To comply with legal and regulatory requirements.
4. Information Sharing and Disclosure
We may share your information with:
- Service Providers: Third-party vendors who assist us in providing services, such as payment processing, data analysis, and customer service.
- Insurance Carriers: Insurance companies with whom we partner to provide you with insurance products and services.
- Legal Authorities: Government agencies, regulators, and law enforcement if required by law or necessary to protect our rights.
- We do not sell, rent, or trade your personal information to third parties for marketing. SMS Opt-in and Phone Numbers collected for SMS purposes will not be shared with third parties and affiliates for marketing purposes.
5. Security
We implement a variety of security measures to protect your personal information. These measures include encryption, firewalls, secure access controls, and regular security assessments.
6. Your Choices
You have the following rights regarding your personal information:
- Access: You can request a copy of your personal information that we hold.
- Correction: You can request corrections to your personal information if it is inaccurate or incomplete.
- Deletion: You can request the deletion of your personal information, subject to certain legal and regulatory restrictions.
- Opt-Out: You can opt-out of receiving marketing communications from us.
7. SMS Policy for Leads or Quote Requests
By providing your mobile phone number, you consent to receive SMS (text messages) from B. Murphy Insurance Group related to leads or quote requests.
- Usage: We will use SMS to communicate important information regarding your insurance quotes, policy updates, and other relevant services.
- Frequency: Message frequency may vary depending on your engagement with our services.
- Opt-Out: You can opt-out of receiving SMS messages at any time by replying "STOP" to any message you receive from us. Message and data rates may apply.
- Data Security: We take steps to ensure your personal information, including your mobile phone number, is protected from unauthorized access and disclosure.
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Phone numbers collected with SMS consent, will not be sold, rented, shared with third parties or affiliates for marketing purposes under any circumstances.
8. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience on our website. You can control the use of cookies through your browser settings.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website with the effective date. If you continue to use our services after the changes have been made, you are accepting the new Privacy Policy.
10. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us at:
B. Murphy Insurance Group
1839 Madison St., Suite D
Clarksville, TN 37043
Office: 931-919-2304
Email: privacy@bmurphyinsgroup.com